Open Banking Regulators Worldwide - Global Directory

Directory of 57 National Competent Authorities responsible for open banking regulation.

Filter by Region

CountryRegionNational Competent AuthorityRegulationWebsiteSCA StatusView
AustraliaOceaniaAustralian Competition and Consumer Commission (ACCC)CDRWebsiteN/AView →
AustriaEUFinancial Market Authority (FMA)PSD2WebsitePublishedView →
BahrainMiddle EastCentral Bank of Bahrain (CBB)Open BankingWebsiteN/AView →
BelgiumEUNational Bank of BelgiumPSD2WebsitePublishedView →
BrazilLatin AmericaBanco Central do BrasilOpen FinanceWebsiteN/AView →
BulgariaEUBulgarian National BankPSD2WebsiteN/AView →
CanadaNorth AmericaDepartment of Finance Canada / FCACOpen BankingWebsiteN/AView →
ChileLatin AmericaComisión para el Mercado Financiero (CMF)Fintech LawWebsiteN/AView →
ColombiaLatin AmericaSuperintendencia Financiera de ColombiaOpen FinanceWebsiteN/AView →
CroatiaEUCroatian National Bank for credit institutionsPSD2WebsiteN/AView →
CyprusEUCentral Bank of CyprusPSD2WebsitePublishedView →
Czech RepublicEUCzech National BankPSD2WebsiteN/AView →
DenmarkEUFinanstilsynetPSD2WebsitePublishedView →
EstoniaEUFinancial Supervision AuthorityPSD2WebsiteN/AView →
European UnionEUEuropean Banking Authority (EBA)PSD2WebsitePublishedView →
FinlandEUFinanssivalvonta (Fin-FSA) / Financial Supervisory AuthorityPSD2WebsitePublishedView →
FranceEUAutorité de contrôle prudentiel et de ResolutionPSD2WebsitePublishedView →
GermanyEUBaFinPSD2WebsitePublishedView →
GreeceEUBank of GreecePSD2WebsiteN/AView →
Hong KongAsiaHong Kong Monetary Authority (HKMA)Open APIWebsiteN/AView →
HungaryEUCentral Bank of HungaryPSD2WebsitePublishedView →
IcelandEEAFinancial Supervisory AuthorityPSD2WebsiteN/AView →
IndiaAsiaReserve Bank of India (RBI)Account AggregatorWebsiteN/AView →
IndonesiaAsiaBank Indonesia (BI)SNAPWebsiteN/AView →
IrelandOtherCentral Bank of Ireland-WebsitePublishedView →
ItaliaEUBanca d'ItaliaPSD2WebsitePublishedView →
JapanAsiaFinancial Services Agency (FSA)Open BankingWebsiteN/AView →
KenyaAfricaCentral Bank of Kenya (CBK)Open FinanceWebsiteN/AView →
LatviaEUFinancial and Capital Market CommissionPSD2WebsiteN/AView →
LiechtensteinEEAFinancial Services AuthorityPSD2WebsiteN/AView →
LithuaniaEUBank of LithuaniaPSD2WebsitePublishedView →
LuxembourgEUCommission de Surveillance du Secteur FinancierPSD2WebsitePublishedView →
MalaysiaAsiaBank Negara Malaysia (BNM)Open BankingWebsiteN/AView →
MaltaEUMalta Financial Services AuthorityPSD2WebsitePublishedView →
MexicoLatin AmericaCNBV (National Banking Commission)Open FinanceWebsiteN/AView →
NetherlandsEUDe Nederlandsche BankPSD2WebsitePublishedView →
New ZealandOceaniaCommerce Commission / MBIECDRWebsiteN/AView →
NigeriaAfricaCentral Bank of Nigeria (CBN)Open BankingWebsiteN/AView →
NorwayEEAThe Financial Supervisory AuthorityPSD2WebsitePublishedView →
PhilippinesAsiaBangko Sentral ng Pilipinas (BSP)Open FinanceWebsiteN/AView →
PolandEUPolish Financial Supervision AuthorityPSD2WebsitePublishedView →
PortugalEUBanco de PortugalPSD2WebsiteN/AView →
RomaniaEUNational Bank of RomaniaPSD2WebsiteN/AView →
Saudi ArabiaMiddle EastSaudi Central Bank (SAMA)Open BankingWebsiteN/AView →
SingaporeAsiaMonetary Authority of Singapore (MAS)SGFinDexWebsiteN/AView →
SlovakiaEUNational Bank of SlovakiaPSD2WebsiteN/AView →
SloveniaEUBank of SloveniaPSD2WebsitePublishedView →
South AfricaAfricaSouth African Reserve Bank (SARB) / FSCAOpen FinanceWebsiteN/AView →
South KoreaAsiaFinancial Services Commission (FSC)MyDataWebsiteN/AView →
SpainEUBanco de EspañaPSD2WebsitePublishedView →
SwedenEUSwedish Financial Supervisory Authority (SFSA)PSD2WebsitePublishedView →
SwitzerlandEuropeFINMA (Swiss Financial Market Supervisory Authority)Open BankingWebsiteN/AView →
TaiwanAsiaFinancial Supervisory Commission (FSC)Open BankingWebsiteN/AView →
ThailandAsiaBank of Thailand (BOT)Open BankingWebsiteN/AView →
United Arab EmiratesMiddle EastCentral Bank of UAEOpen FinanceWebsiteN/AView →
United KingdomUKFinancial Conduct Authority (FCA)UK Open BankingWebsitePublishedView →
United StatesNorth AmericaConsumer Financial Protection Bureau (CFPB)Section 1033WebsiteN/AView →

Global Open Banking Regulators

Open Banking regulations are being implemented worldwide, with each region developing frameworks suited to their financial markets. From Europe's PSD2 to Australia's Consumer Data Right (CDR), the USA's Section 1033, India's Account Aggregator framework, and Brazil's Open Finance ecosystem - regulators globally are enabling secure financial data sharing between banks and licensed third parties.

Major Open Banking Frameworks

  • PSD2 (Europe) - Payment Services Directive 2 mandating API access across the EU/EEA
  • CDR (Australia/New Zealand) - Consumer Data Right enabling economy-wide data portability
  • Section 1033 (USA) - CFPB rule establishing personal financial data rights
  • Account Aggregator (India) - Consent-based data sharing framework via licensed aggregators
  • Open Finance Brasil - One of the world's most comprehensive open finance implementations
  • MyData (South Korea) - Cross-sector personal data portability framework

Role of Open Banking Regulators

  • Licensing and accreditation of Third Party Providers (TPPs)
  • Setting technical standards and API specifications
  • Enforcing consumer protection and data privacy requirements
  • Monitoring compliance with authentication and security standards
  • Facilitating interoperability between financial institutions
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