European Union

Open Banking availability in European Union varies. Many countries are developing their own Open Banking frameworks or adopting international standards. Check the providers listed above to see which financial institutions in European Union offer API access.

The table above lists all banks and financial institutions in European Union tracked by Open Banking Tracker, along with their API availability, sandbox status, and compliance information. Banks with a "Developer Portal" link offer documented APIs for third-party integration.

The easiest way to connect to banks in European Union is through an API aggregator like Plaid, Tink, TrueLayer, or other providers that offer coverage in this market. These aggregators provide a single integration point to access multiple banks. Alternatively, you can integrate directly with individual bank APIs through their developer portals.

Regulations vary by country. Check our Open Banking Regulations page for detailed information about the regulatory framework in European Union and applicable compliance requirements.