- API aggregators
No API products listed for X1 Card. View the APIs tab for developer resources.
Connect X1 Card via API Aggregator
X1 Card is supported by 1 API aggregator. Choose a platform to see the integration guide:
Agentic banking & MCP
→How the Model Context Protocol (MCP) fits next to open banking APIs—and why banks are adding MCP servers for AI assistants.
Institutions are starting to expose permissioned banking actions and data to AI clients via MCP, alongside traditional developer portals and PSD2-style APIs. Open Banking Tracker maps known MCP programs, ecosystem tools, and how consent and governance show up in agentic workflows.
X1 Card is listed here for open banking and API context. When we have confirmed MCP program details for this institution, they appear in this section automatically.
X1 Card Open Banking FAQ
X1 Card's direct API availability may be limited. However, you can often access X1 Card accounts through Open Banking aggregators like Plaid, Tink, or TrueLayer, which provide standardized connectivity to thousands of banks including X1 Card.
The easiest way to integrate with X1 Card is through an Open Banking aggregator. These services provide pre-built connections to X1 Card and handle authentication, data normalization, and compliance requirements on your behalf.
PSD2 compliance depends on X1 Card's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.
Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on X1 Card's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.