Mercury is a financial technology company that partners with FDIC insured partner banks to protect your money. Mercury o...

bank
  • Developer portalview
  • API aggregators
    Plaid

Connect Mercury via API Aggregator

Mercury is supported by 1 API aggregator. Choose a platform to see the integration guide:

Agentic banking & MCP

How the Model Context Protocol (MCP) fits next to open banking APIs—and why banks are adding MCP servers for AI assistants.

Institutions are starting to expose permissioned banking actions and data to AI clients via MCP, alongside traditional developer portals and PSD2-style APIs. Open Banking Tracker maps known MCP programs, ecosystem tools, and how consent and governance show up in agentic workflows.

Mercury is listed here for open banking and API context. When we have confirmed MCP program details for this institution, they appear in this section automatically.

Browse banks with MCP & agentic banking resources →

Mercury Open Banking FAQ

Yes, Mercury provides Open Banking APIs for third-party integration. Developers can access account information and, in some cases, payment initiation services through their documented APIs. Check the Developer Portal link above for documentation and registration.

To integrate with Mercury, visit their developer portal to register for API access. You'll typically need to create a developer account, obtain API credentials, and test in their sandbox environment before going live. Alternatively, use an API aggregator for faster integration.

PSD2 compliance depends on Mercury's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.

Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on Mercury's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.

Mercury Details

About Mercury

Mercury is a financial technology company that partners with FDIC insured partner banks to protect your money. Mercury offers its users a “banking stack”, with the goal of empowering startups, as well as making banking easier for all businesses.

Active in 1 market(s)

Want to integrate Accounting & ERP data?

Connect to 30+ accounting platforms and ERPs through a single unified API with Apideck.