First Direct is a telephone and internet based retail bank division of HSBC Bank plc based in the United Kingdom. First...

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Agentic banking & MCP

How the Model Context Protocol (MCP) fits next to open banking APIs—and why banks are adding MCP servers for AI assistants.

Institutions are starting to expose permissioned banking actions and data to AI clients via MCP, alongside traditional developer portals and PSD2-style APIs. Open Banking Tracker maps known MCP programs, ecosystem tools, and how consent and governance show up in agentic workflows.

First Direct is listed here for open banking and API context. When we have confirmed MCP program details for this institution, they appear in this section automatically.

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First Direct Open Banking FAQ

Yes, First Direct provides Open Banking APIs for third-party integration. Developers can access account information and, in some cases, payment initiation services through their documented APIs. Check the Developer Portal link above for documentation and registration.

To integrate with First Direct, visit their developer portal to register for API access. You'll typically need to create a developer account, obtain API credentials, and test in their sandbox environment before going live. Alternatively, use an API aggregator for faster integration.

PSD2 compliance depends on First Direct's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.

Yes, First Direct provides a sandbox environment for developers to test their integrations before going live. The sandbox allows you to simulate API calls, test authentication flows, and validate your implementation without affecting real accounts or data.

Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on First Direct's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.

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First Direct Details

About First Direct

First Direct is a telephone and internet based retail bank division of HSBC Bank plc based in the United Kingdom. First Direct has headquarters in Leeds, England, and has 1.45 million customers.

🏦SWIFT/BIC Code
MIDLGB22

Use this code for international wire transfers to First Direct

Active in 1 market(s)

First Direct ownership, investors, and shareholders

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