Erste Bank and Sparkassen

Yes, Erste Bank and Sparkassen provides Open Banking APIs for third-party integration. Developers can access account information and, in some cases, payment initiation services through their documented APIs. Check the Developer Portal link above for documentation and registration.

To integrate with Erste Bank and Sparkassen, visit their developer portal to register for API access. You'll typically need to create a developer account, obtain API credentials, and test in their sandbox environment before going live. Alternatively, use an API aggregator for faster integration.

PSD2 compliance depends on Erste Bank and Sparkassen's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.

Yes, Erste Bank and Sparkassen provides a sandbox environment for developers to test their integrations before going live. The sandbox allows you to simulate API calls, test authentication flows, and validate your implementation without affecting real accounts or data.

Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on Erste Bank and Sparkassen's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.