Fin-FSA

Finanssivalvonta

EU
🏛️
Jurisdiction
Finland
📋
Regulations
0
Open Banking frameworks
🌍
Region
EU
🔗
Type
NCA
National Competent Authority

About Fin-FSA

The Finanssivalvonta (Fin-FSA) / Financial Supervisory Authority is the primary financial regulatory authority in Finland responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), Fin-FSA ensures that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.

SCA Update: On 5 September 2019, the Finnish regulator announced a temporary enforcement extension for Finnish cards. They expect to have additional details on the exact enforcement timeline and milestones later this year.

Jurisdiction

Finland
View Open Banking providers, banks, and TPPs in Finland

Key Responsibilities

Licensing and authorizing Third-Party Providers (TPPs) including AISPs and PISPs
Ensuring banks provide secure API access to authorized third parties
Monitoring compliance with Strong Customer Authentication (SCA) requirements
Investigating complaints and enforcing consumer protection standards
Publishing guidance and technical standards for open banking implementation
Coordinating with other regulators on cross-border open banking matters

Official Resources

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