'/%3e%3cuse xlink:href='%23a' transform='translate(288.889 -214.211)'/%3e%3cuse xlink:href='%23a' transform='translate(108 342.749)'/%3e%3cuse xlink:href='%23a' transform='translate(469.189 342.749)'/%3e%3c/svg%3e){kind=small}
🌍
Jurisdiction
Singapore
📅
Effective Date
2020
Dec 7, 2020
✅
Full Compliance
2021
Dec 1, 2021
🏛️
Regulator
Monetary Authority of Singapore
Overview
World's first public digital infrastructure for personal financial data management. Allows Singaporeans to consolidate financial information from banks, insurers, and government agencies (CPF, IRAS). Market-driven approach with strong government enablement.
Scope & Coverage
BankingInsuranceInvestmentsCPF
Key Requirements
1
SingPass authentication2
Voluntary bank participation3
Government data integration4
Financial planning toolsImplementation Timeline
Jan 1, 2016
API Playbook published by MAS and ABS
Sep 1, 2018
ASEAN Financial Innovation Network (AFIN) launched APIX platform
Dec 7, 2020
SGFinDex launched by MAS
API Specifications
Technical standards and API specifications for implementing SGFinDex:
Official Documents & Resources
Key Notes
Government-led initiative. Unique integration with national ID (SingPass) and tax data.
Official Resources
Related Regulations
Other open banking frameworks in Asia:
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