🌍
Jurisdiction
Poland
📅
Effective Date
2019
Sep 14, 2019
✅
Full Compliance
2019
Sep 14, 2019
🏛️
Regulator
Polish Financial Supervision Authority
Overview
The PolishAPI was created in response to the EU's PSD2 directive by the Polish payment sector (banks and non-banking entities). It focuses on defining the interface enabling third parties to access payment accounts. The standard is maintained by the Polish Bank Association and covers account information, payment initiation, and confirmation of funds availability.
Scope & Coverage
AISPISCAF
Key Requirements
1
PSD2 compliance2
Strong Customer Authentication (SCA)3
TPP registration with KNF4
RESTful API implementationImplementation Timeline
Jan 1, 2017
Polish Bank Association began developing PolishAPI
Sep 14, 2019
PSD2 SCA requirements in force, PolishAPI mandatory
API Specifications
Technical standards and API specifications for implementing PolishAPI:
Official Documents & Resources
Key Notes
Industry-led standard developed by the Polish Bank Association. Widely adopted across Polish banks.
Official Resources
Related Regulations
Other open banking frameworks in Europe:
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