Peru Open Banking

Peruvian Open Banking Framework

UpcomingOpen BankingLatin America
🌍
Jurisdiction
Peru
📅
Effective Date
2025
Jan 1, 2025
✅
Full Compliance
TBD
🏛️
Regulator
Superintendencia de Banca, Seguros y AFP

Overview

Peru is developing Open Banking regulation following Law proposal No. 1584/2021-CR declaring it of national interest. The SBS banking regulatory agency has issued favorable opinion for implementation.

Scope & Coverage

AISPIS

Key Requirements

1
SBS licensing
2
API standardization
3
Consumer consent framework
4
Data protection compliance

Implementation Timeline

Mar 1, 2022
Law proposal to declare Open Banking of national interest
Jun 1, 2022
SBS issued favorable opinion for implementation

Official Documents & Resources

Key Notes

Congress evaluating proposal. Banks at different technological maturity levels.

Official Resources

Related Regulations

Other open banking frameworks in Latin America:

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