🌍
Jurisdiction
Japan
📅
Effective Date
2018
Jun 1, 2018
✅
Full Compliance
2020
May 31, 2020
🏛️
Regulator
Financial Services Agency
Overview
Japan's Banking Act amendment established a framework for registered Electronic Payment Service Providers (EPSPs) to access bank APIs. Banks are encouraged (not mandated) to publish open APIs.
Scope & Coverage
AISPIS
Key Requirements
1
EPSP registration2
API connection agreements3
Security guidelines compliance4
User protection measuresKey Notes
Encouragement model rather than mandate. Over 130 banks now offer APIs.
Official Resources
Related Regulations
Other open banking frameworks in Asia:
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