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🌍
Jurisdiction
New Zealand
📅
Effective Date
2019
May 1, 2019
✅
Full Compliance
TBD
🏛️
Regulator
Reserve Bank of New Zealand
Overview
Payments NZ developed the API Centre standards in consultation with the New Zealand government. The standard enables account information and payment initiation services through RESTful APIs. Built on ISO 20022 data elements with JSON format, it provides a framework for secure data sharing between banks and third parties.
Scope & Coverage
AISPIS
Key Requirements
1
ISO 20022 compliance2
API Centre registration3
RESTful JSON APIs4
Consumer consentImplementation Timeline
Mar 1, 2018
Payments NZ API standards consultation
May 1, 2019
API Centre launched with first standards
Jun 1, 2020
Payment initiation standards released
API Specifications
Technical standards and API specifications for implementing Payments NZ API:
Official Documents & Resources
Key Notes
Market-driven approach with voluntary adoption. API Centre manages standards and provides sandbox environment.
Official Resources
Related Regulations
Other open banking frameworks in Oceania:
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