STET was created by a group of major French banks to undertake the development of a platform meeting PSD2 transformation challenges. The STET PSD2 API standard provides account information services, payment initiation services, and confirmation of funds. It uses ISO 20022 data elements and RESTful architecture with JSON format.
Overview
STET was created by a group of major French banks to undertake the development of a platform meeting PSD2 transformation challenges. The STET PSD2 API standard provides account information services, payment initiation services, and confirmation of funds. It uses ISO 20022 data elements and RESTful architecture with JSON format.
Scope & Coverage
Key Requirements
Implementation Timeline
API Specifications
Technical standards and API specifications for implementing STET PSD2 API:
Official Documents & Resources
Key Notes
Used by major French banks including BNP Paribas, Société Générale, Crédit Agricole. Also adopted in Belgium.
Official Resources
Related Regulations
Other open banking frameworks in Europe:
'/%3e%3cuse xlink:href='%23a' transform='scale(-1 1)'/%3e%3c/g%3e%3cg id='c'%3e%3cuse xlink:href='%23b' transform='rotate(72)'/%3e%3cuse xlink:href='%23b' transform='rotate(144)'/%3e%3c/g%3e%3cuse xlink:href='%23c' transform='scale(-1 1)'/%3e%3c/g%3e%3c/defs%3e%3cpath fill='%23039' d='M0 0h810v540H0z'/%3e%3cg fill='%23fc0' transform='matrix(30 0 0 30 405 270)'%3e%3cuse xlink:href='%23d' y='-6'/%3e%3cuse xlink:href='%23d' y='6'/%3e%3cg id='e'%3e%3cuse xlink:href='%23d' x='-6'/%3e%3cuse xlink:href='%23d' transform='rotate(-144 -2.344 -2.11)'/%3e%3cuse xlink:href='%23d' transform='rotate(144 -2.11 -2.344)'/%3e%3cuse xlink:href='%23d' transform='rotate(72 -4.663 -2.076)'/%3e%3cuse xlink:href='%23d' transform='rotate(72 -5.076 .534)'/%3e%3c/g%3e%3cuse xlink:href='%23e' transform='scale(-1 1)'/%3e%3c/g%3e%3c/svg%3e){kind=small}
'%3e%3cpath fill='%23012169' d='M0 0v30h60V0z'/%3e%3cpath stroke='%23fff' stroke-width='6' d='m0 0 60 30m0-30L0 30'/%3e%3cpath stroke='%23C8102E' stroke-width='4' d='m0 0 60 30m0-30L0 30' clip-path='url(%23b)'/%3e%3cpath stroke='%23fff' stroke-width='10' d='M30 0v30M0 15h60'/%3e%3cpath stroke='%23C8102E' stroke-width='6' d='M30 0v30M0 15h60'/%3e%3c/g%3e%3c/svg%3e){kind=small}
Need to comply with STET PSD2 API?
Explore API aggregators that support France compliance.