- Developer portalview
- API aggregators
No API products listed for Qonto. View the APIs tab for developer resources.
Connect Qonto via API Aggregator
Qonto is supported by 3 API aggregators. Choose a platform to see the integration guide:
Agentic banking & MCP
→How the Model Context Protocol (MCP) fits next to open banking APIs—and why banks are adding MCP servers for AI assistants.
Institutions are starting to expose permissioned banking actions and data to AI clients via MCP, alongside traditional developer portals and PSD2-style APIs. Open Banking Tracker maps known MCP programs, ecosystem tools, and how consent and governance show up in agentic workflows.
Qonto is listed here for open banking and API context. When we have confirmed MCP program details for this institution, they appear in this section automatically.
Qonto Open Banking FAQ
Yes, Qonto provides Open Banking APIs for third-party integration. Developers can access account information and, in some cases, payment initiation services through their documented APIs. Check the Developer Portal link above for documentation and registration.
To integrate with Qonto, visit their developer portal to register for API access. You'll typically need to create a developer account, obtain API credentials, and test in their sandbox environment before going live. Alternatively, use an API aggregator for faster integration.
PSD2 compliance depends on Qonto's operating jurisdiction. European banks must comply with PSD2, while banks in other regions follow their local Open Banking regulations. Check the compliance section above for specific certifications.
Through Open Banking APIs, you can typically access account balances, transaction history, account holder information, and in some cases initiate payments. The specific data available depends on Qonto's API capabilities and the permissions granted by the account holder. All data access requires explicit customer consent.
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About Qonto
The neobank for SMEs and freelancers. Qonto provides a fully featured business account with a simplified accounting flow.
Active in 1 market(s)