Mangopay

Mangopay

EU-licensed payment infrastructure built for multi-party platforms and marketplaces. Mangopay's wallet-based architecture lets platforms create unlimited end-user wallets, attach virtual IBANs, hold balances in multiple currencies, and orchestrate complex pay-in, split, escrow, refund, and payout flows from a single integration. Adds native multi-currency accounts, FX, identity verification, and fraud tooling so platforms can monetise payments (FX margins, wallet transactions) without third-party reliance. 207M+ wallets created and €68B+ processed; powers Vinted, Wallapop, Rakuten France, Malt, ManoMano, Mirakl, and Debenhams.

2013
Founded
6
Products

About Mangopay

EU-licensed payment infrastructure built for multi-party platforms and marketplaces. Mangopay's wallet-based architecture lets platforms create unlimited end-user wallets, attach virtual IBANs, hold balances in multiple currencies, and orchestrate complex pay-in, split, escrow, refund, and payout flows from a single integration. Adds native multi-currency accounts, FX, identity verification, and fraud tooling so platforms can monetise payments (FX margins, wallet transactions) without third-party reliance. 207M+ wallets created and €68B+ processed; powers Vinted, Wallapop, Rakuten France, Malt, ManoMano, Mirakl, and Debenhams.

Products & Solutions

Mangopay Wallet
Multi-currency wallet infrastructure for fully automated global money movements
Multi-currency Accounts
Embedded balance accounts for payment operations and in-app wallet experiences
Virtual IBANs
Unique virtual IBANs attached to each wallet for clean reconciliation
Mangopay FX
Flexible FX infrastructure for global money movements and multi-currency payments
Pay-in & Payout
Payment acceptance and global payouts with local settlement
Identity & Fraud
KYC/KYB identity verification and machine-learning fraud prevention

Solution Categories

WalletsPaymentsMarketplace PaymentsAccountsForeign ExchangeBanking-as-a-Service

Target Markets

MarketplacesPlatformsSaaS CompaniesFintechsGig EconomyTravel Industry

Deployment Options

CloudSaaS

Customers

Vinted
Second-hand fashion marketplace using wallets as a user-facing component
Wallapop
Circular commerce marketplace; doubled pay-in volumes over two years on Mangopay
Rakuten France
Migrated 100,000 users in two months onto Mangopay's payout system
Malt
Freelancing marketplace using Mangopay wallets for automated workflows
ManoMano
DIY marketplace expanding into the enterprise segment with Mangopay
Mirakl
Marketplace SaaS — Mirakl Payout integrates Mangopay e-wallet and KYB
Debenhams
Retail brand simplifying multi-vendor commerce with Mangopay wallets

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