Overview
The UAE's AlTareq Open Finance Framework is a Central Bank-regulated ecosystem enabling secure, consent-driven data sharing and payment initiation across financial institutions. Operated by Nebras, the Open Finance infrastructure platform, the framework aims to stimulate innovation, enhance customer control, and foster competition. Commercial Bank of Dubai became the first UAE bank to fully activate Open Finance in January 2026, with licensed TPPs including Pay10 and Lean Technologies operational on the platform. The framework covers bank data sharing, service initiation, and insurance data sharing with comprehensive standards based on FAPI 2.0 security profiles.
Scope & Coverage
Key Requirements
Key Notes
First version of standards published August 2024. Current version v1.2-final released December 2024. CBD first bank live January 2026. Built on OpenID FAPI 2.0 profile, similar to UK Open Banking Standard.
Official Resources
Related Regulations
Other open banking frameworks in Middle East:
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Related Resources
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