About Ratoon
FinTech banking division of Focus Bank (Member FDIC) offering BIN sponsorship, debit and credit card programs, Visa and Mastercard rails, ACH, and loan origination for fintech and brand partners with regulatory oversight on issued programs.
Products & Solutions
BIN sponsorship
Sponsored card and account programs under Focus Bank
Accounts & cards
Consumer and commercial debit and credit under a single sponsorship program
Payment rails
Visa, Mastercard, and ACH network access
Loan origination
Lending program support for partner products
Solution Categories
Banking-as-a-ServiceCard IssuingPaymentsLendingAccounts
Target Markets
FintechsPlatformsBrandsNeobanks
Deployment Options
CloudSaaS
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