About Finxact
Cloud-native core banking platform (Core-as-a-Service) acquired by Fiserv in 2022. API-first architecture enables rapid product innovation for banks, fintechs, and embedded finance use cases.
Products & Solutions
Finxact Core
Cloud-native core banking platform with real-time processing
Finxact Payment Rails
Broad payments functionality including ACH, wires, and real-time payments
Product Launchpad
Design, configure and launch financial products rapidly
Solution Categories
Core BankingDigital BankingPayments
Target Markets
Retail BanksCommunity Banksneo-banksFintechs
Deployment Options
CloudSaaS
Customers
First Horizon Bank↗
Super-regional Memphis bank ($82B assets), first US FI to convert existing line of business to Finxact (2021)
Live Oak Bank↗
$8.2B asset bank migrated 60,000 customers from legacy core to Finxact on AWS
Woodforest National Bank↗
National bank using Finxact for digital banking transformation
FirstBank Colorado↗
$19B asset bank selected Finxact for new digital offerings, replacing 35-year-old core
One↗
Digital bank (Walmart-backed) leveraging Finxact to help customers enjoy healthier financial lives
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