Salt Edge vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 47 countries of bank coverage), and they overlap on 46 shared markets. Salt Edge is headquartered in ES, while Yapily is based in GB.
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Salt Edge vs Yapily at a glance
| Salt Edge | Yapily | |
|---|---|---|
| Headquarters | ES | GB |
| Market focus | Multi-region | Multi-region |
| Countries covered | 73 | 47 |
| Institutions tracked | 1,586 | 445 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | — | |
| Regulated | FCA, PSD2 AISP | FCA, Bank of Lithuania, PSD2 |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Custom / sales-negotiated by business stage and volume |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Salt Edge | View Yapily |
Salt Edge vs Yapily: bank coverage overlap
Salt Edge and Yapily share 46 markets where both connect to banks. Salt Edge additionally reaches 27 markets Yapily does not (AD, AE, AX, AZ, BA, BD, BY, CN…), while Yapily reaches 1 markets Salt Edge does not (TL).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Salt Edge if…
- you need the widest country coverage (73 markets)
- you want the largest number of connected institutions (1,586)
- you prefer a provider headquartered in Spain
Choose Yapily if…
- you prefer a provider headquartered in the United Kingdom
Frequently asked questions
What is the difference between Salt Edge and Yapily?
Salt Edge vs Yapily: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Salt Edge has the broader connectivity footprint (73 vs 47 countries of bank coverage), and they overlap on 46 shared markets. Salt Edge is headquartered in ES, while Yapily is based in GB.
Which has wider bank coverage, Salt Edge or Yapily?
Salt Edge has wider coverage, reaching 73 countries versus 47 for Yapily. They overlap on 46 shared markets.
Can I use both Salt Edge and Yapily?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Salt Edge and Yapily expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.