Nordigen (acquired by GoCardless) vs Powens (formerly Budget Insight): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 44 countries of bank coverage), and they overlap on 42 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Powens (formerly Budget Insight) is based in FR.
Nordigen (acquired by GoCardless) vs Powens (formerly Budget Insight) at a glance
| Nordigen (acquired by GoCardless) | Powens (formerly Budget Insight) | |
|---|---|---|
| Headquarters | LT | FR |
| Market focus | Multi-region | Multi-region |
| Countries covered | 63 | 44 |
| Institutions tracked | 54 | 116 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCMC (Latvia), PSD2 AISP | ACPR (France), Bank of Spain |
| Sandbox | ||
| Pricing model | Freemium: free AIS bank account data + paid premium/advanced data | Custom / enterprise quote |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Nordigen (acquired by GoCardless) | View Powens (formerly Budget Insight) |
Nordigen (acquired by GoCardless) vs Powens (formerly Budget Insight): bank coverage overlap
Nordigen (acquired by GoCardless) and Powens (formerly Budget Insight) share 42 markets where both connect to banks. Nordigen (acquired by GoCardless) additionally reaches 21 markets Powens (formerly Budget Insight) does not (AE, BD, CN, CO, ID, IN, JP, KR…), while Powens (formerly Budget Insight) reaches 2 markets Nordigen (acquired by GoCardless) does not (AL, RS).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you prefer a provider headquartered in Lithuania
Choose Powens (formerly Budget Insight) if…
- you want the largest number of connected institutions (116)
- you prefer a provider headquartered in France
Frequently asked questions
What is the difference between Nordigen (acquired by GoCardless) and Powens (formerly Budget Insight)?
Nordigen (acquired by GoCardless) vs Powens (formerly Budget Insight): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 44 countries of bank coverage), and they overlap on 42 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Powens (formerly Budget Insight) is based in FR.
Which has wider bank coverage, Nordigen (acquired by GoCardless) or Powens (formerly Budget Insight)?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 44 for Powens (formerly Budget Insight). They overlap on 42 shared markets.
Can I use both Nordigen (acquired by GoCardless) and Powens (formerly Budget Insight)?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Nordigen (acquired by GoCardless) and Powens (formerly Budget Insight) expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.