Nordigen (acquired by GoCardless) vs Pluggy: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 10 countries of bank coverage), and they overlap on 9 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Pluggy is based in BR.
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Nordigen (acquired by GoCardless) vs Pluggy at a glance
| Nordigen (acquired by GoCardless) | Pluggy | |
|---|---|---|
| Headquarters | LT | BR |
| Market focus | Multi-region | Multi-region |
| Countries covered | 63 | 10 |
| Institutions tracked | 54 | 99 |
| Account data (AIS) | ||
| Payments (PIS) | — | |
| Verification | — | |
| Regulated | FCMC (Latvia), PSD2 AISP | Open Finance Brasil, Banco Central do Brasil (ITP) |
| Sandbox | ||
| Pricing model | Freemium: free AIS bank account data + paid premium/advanced data | Subscription (Basic from R$2,500/mo) + custom enterprise |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Nordigen (acquired by GoCardless) | View Pluggy |
Nordigen (acquired by GoCardless) vs Pluggy: bank coverage overlap
Nordigen (acquired by GoCardless) and Pluggy share 9 markets where both connect to banks. Nordigen (acquired by GoCardless) additionally reaches 54 markets Pluggy does not (AE, AT, AU, BD, BE, BG, CA, CN…), while Pluggy reaches 1 markets Nordigen (acquired by GoCardless) does not (CW).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you prefer a provider headquartered in Lithuania
Choose Pluggy if…
- you want the largest number of connected institutions (99)
- you prefer a provider headquartered in Brazil
Frequently asked questions
What is the difference between Nordigen (acquired by GoCardless) and Pluggy?
Nordigen (acquired by GoCardless) vs Pluggy: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 10 countries of bank coverage), and they overlap on 9 shared markets. Nordigen (acquired by GoCardless) is headquartered in LT, while Pluggy is based in BR.
Which has wider bank coverage, Nordigen (acquired by GoCardless) or Pluggy?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 10 for Pluggy. They overlap on 9 shared markets.
Can I use both Nordigen (acquired by GoCardless) and Pluggy?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Nordigen (acquired by GoCardless) and Pluggy expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.