Neonomics vs Powens (formerly Budget Insight): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Powens (formerly Budget Insight) has the broader connectivity footprint (44 vs 41 countries of bank coverage), and they overlap on 38 shared markets. Neonomics is headquartered in NO, while Powens (formerly Budget Insight) is based in FR.
Neonomics vs Powens (formerly Budget Insight) at a glance
| Neonomics | Powens (formerly Budget Insight) | |
|---|---|---|
| Headquarters | NO | FR |
| Market focus | Multi-region | Multi-region |
| Countries covered | 41 | 44 |
| Institutions tracked | 98 | 116 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | Finanstilsynet (Norway), PSD2 AISP, PSD2 PISP | ACPR (France), Bank of Spain |
| Sandbox | ||
| Pricing model | Usage-based (per successful transaction), no setup fee | Custom / enterprise quote |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Neonomics | View Powens (formerly Budget Insight) |
Neonomics vs Powens (formerly Budget Insight): bank coverage overlap
Neonomics and Powens (formerly Budget Insight) share 38 markets where both connect to banks. Neonomics additionally reaches 3 markets Powens (formerly Budget Insight) does not (AX, GI, KY), while Powens (formerly Budget Insight) reaches 6 markets Neonomics does not (AL, HK, NZ, RS, TY, UA).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Neonomics if…
- you prefer a provider headquartered in Norway
Choose Powens (formerly Budget Insight) if…
- you need the widest country coverage (44 markets)
- you want the largest number of connected institutions (116)
- you prefer a provider headquartered in France
Frequently asked questions
What is the difference between Neonomics and Powens (formerly Budget Insight)?
Neonomics vs Powens (formerly Budget Insight): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Powens (formerly Budget Insight) has the broader connectivity footprint (44 vs 41 countries of bank coverage), and they overlap on 38 shared markets. Neonomics is headquartered in NO, while Powens (formerly Budget Insight) is based in FR.
Which has wider bank coverage, Neonomics or Powens (formerly Budget Insight)?
Powens (formerly Budget Insight) has wider coverage, reaching 44 countries versus 41 for Neonomics. They overlap on 38 shared markets.
Can I use both Neonomics and Powens (formerly Budget Insight)?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Neonomics and Powens (formerly Budget Insight) expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.