Neonomics vs Pluggy: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Neonomics has the broader connectivity footprint (41 vs 10 countries of bank coverage), and they overlap on 8 shared markets. Neonomics is headquartered in NO, while Pluggy is based in BR.
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Neonomics vs Pluggy at a glance
| Neonomics | Pluggy | |
|---|---|---|
| Headquarters | NO | BR |
| Market focus | Multi-region | Multi-region |
| Countries covered | 41 | 10 |
| Institutions tracked | 98 | 99 |
| Account data (AIS) | ||
| Payments (PIS) | ||
| Verification | ||
| Regulated | Finanstilsynet (Norway), PSD2 AISP, PSD2 PISP | Open Finance Brasil, Banco Central do Brasil (ITP) |
| Sandbox | ||
| Pricing model | Usage-based (per successful transaction), no setup fee | Subscription (Basic from R$2,500/mo) + custom enterprise |
| Free production tier | — | — |
| Developer portal | ||
| Sources | ||
| View Neonomics | View Pluggy |
Neonomics vs Pluggy: bank coverage overlap
Neonomics and Pluggy share 8 markets where both connect to banks. Neonomics additionally reaches 33 markets Pluggy does not (AT, AU, AX, BE, BG, CA, CY, CZ…), while Pluggy reaches 2 markets Neonomics does not (CW, RU).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Neonomics if…
- you need the widest country coverage (41 markets)
- you prefer a provider headquartered in Norway
Choose Pluggy if…
- you want the largest number of connected institutions (99)
- you prefer a provider headquartered in Brazil
Frequently asked questions
What is the difference between Neonomics and Pluggy?
Neonomics vs Pluggy: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Neonomics has the broader connectivity footprint (41 vs 10 countries of bank coverage), and they overlap on 8 shared markets. Neonomics is headquartered in NO, while Pluggy is based in BR.
Which has wider bank coverage, Neonomics or Pluggy?
Neonomics has wider coverage, reaching 41 countries versus 10 for Pluggy. They overlap on 8 shared markets.
Can I use both Neonomics and Pluggy?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Neonomics and Pluggy expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.