Finicity vs Nordigen (acquired by GoCardless): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 2 countries of bank coverage), and they overlap on 2 shared markets. Finicity is headquartered in US, while Nordigen (acquired by GoCardless) is based in LT.
Finicity vs Nordigen (acquired by GoCardless) at a glance
| Finicity | Nordigen (acquired by GoCardless) | |
|---|---|---|
| Headquarters | US | LT |
| Market focus | Multi-region | Multi-region |
| Countries covered | 2 | 63 |
| Institutions tracked | 2 | 54 |
| Account data (AIS) | ||
| Payments (PIS) | — | — |
| Verification | — | |
| Regulated | US | FCMC (Latvia), PSD2 AISP |
| Sandbox | ||
| Pricing model | Custom / enterprise quote | Freemium: free AIS bank account data + paid premium/advanced data |
| Free production tier | — | |
| Developer portal | ||
| Sources | ||
| View Finicity | View Nordigen (acquired by GoCardless) |
Finicity vs Nordigen (acquired by GoCardless): bank coverage overlap
Finicity and Nordigen (acquired by GoCardless) share 2 markets where both connect to banks. Finicity additionally reaches 0 markets Nordigen (acquired by GoCardless) does not, while Nordigen (acquired by GoCardless) reaches 61 markets Finicity does not (AE, AT, AU, BD, BE, BG, BR, CA…).
Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.
Choose Finicity if…
- you prefer a provider headquartered in the United States
Choose Nordigen (acquired by GoCardless) if…
- you need the widest country coverage (63 markets)
- you want the largest number of connected institutions (54)
- you prefer a provider headquartered in Lithuania
Frequently asked questions
What is the difference between Finicity and Nordigen (acquired by GoCardless)?
Finicity vs Nordigen (acquired by GoCardless): both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Nordigen (acquired by GoCardless) has the broader connectivity footprint (63 vs 2 countries of bank coverage), and they overlap on 2 shared markets. Finicity is headquartered in US, while Nordigen (acquired by GoCardless) is based in LT.
Which has wider bank coverage, Finicity or Nordigen (acquired by GoCardless)?
Nordigen (acquired by GoCardless) has wider coverage, reaching 63 countries versus 2 for Finicity. They overlap on 2 shared markets.
Can I use both Finicity and Nordigen (acquired by GoCardless)?
Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Finicity and Nordigen (acquired by GoCardless) expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.