BridgevsGoCardless

Bridge vs GoCardless

Open banking API aggregator comparison — coverage, markets, and capabilities side by side.

Bridge vs GoCardless: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Bridge has the broader connectivity footprint (62 vs 54 countries of bank coverage), and they overlap on 46 shared markets. Bridge is headquartered in FR, while GoCardless is based in GB.

Bridge
Option A

Bridge

HQ: FR
GoCardless
Option B

GoCardless

HQ: GB

Bridge vs GoCardless at a glance

BridgeGoCardless
HeadquartersFRGB
Market focusMulti-regionMulti-region
Countries covered6254
Institutions tracked822,228
Account data (AIS)
Payments (PIS)
Verification
RegulatedACPR (France), PSD2FCA
Sandbox
Pricing modelCustom / enterprise quote (per-request or subscription by volume)Payments: pay-as-you-go per transaction (published); Bank Account Data: freemium (free AIS)
Free production tier
Developer portal
Sources
1 source
4 sources
View BridgeView GoCardless

Bridge vs GoCardless: bank coverage overlap

Bridge and GoCardless share 46 markets where both connect to banks. Bridge additionally reaches 16 markets GoCardless does not (AD, CN, CO, ID, IN, JP, KR, LK), while GoCardless reaches 8 markets Bridge does not (AL, BS, EC, GI, KY, MC, RS, UK).

Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.

Choose Bridge if…

  • you need the widest country coverage (62 markets)
  • you prefer a provider headquartered in France

Choose GoCardless if…

  • you want the largest number of connected institutions (2,228)
  • you prefer a provider headquartered in the United Kingdom

Frequently asked questions

What is the difference between Bridge and GoCardless?

Bridge vs GoCardless: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Bridge has the broader connectivity footprint (62 vs 54 countries of bank coverage), and they overlap on 46 shared markets. Bridge is headquartered in FR, while GoCardless is based in GB.

Which has wider bank coverage, Bridge or GoCardless?

Bridge has wider coverage, reaching 62 countries versus 54 for GoCardless. They overlap on 46 shared markets.

Can I use both Bridge and GoCardless?

Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Bridge and GoCardless expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.

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